शेयर बाजार और सोने को टक्कर दे रहा मुंबई का प्रॉपर्टी मार्केट, लोग लगा रहे हैं पैसा – mumbai real estate structural shift housing investment ntcpsc
A big change is coming in the housing market of Mumbai. Now, while buying a house, people are not only looking at its location or facilities, but like mutual funds or shares, they are also looking at the profit, rent and future price of that house.
Ram Raheja, Managing Director of S Raheja Company, says that today the house does not compete only with other housing projects. Now real estate competes with investment options like stock market, FD and gold. Now buyers do not just talk about the map of the house or the date of possession, but also discuss how much the house prices will increase due to the construction of a new highway or metro.
Nowadays people have many investment options, yet people are investing a lot of money in houses. According to data from ‘Knight Frank India’, in the year 2025 Mumbai More than 1.5 lakh property registries took place in Uttar Pradesh, which is the highest in the last 14 years. Despite property being expensive, people bought record houses. Raheja says that this shows that people are now considering the house not just as a living thing, but as a deposit for the future.
Highest demand for expensive houses
This change in the market is clearly visible from the sale of expensive houses. According to JLL data, 62% of the total houses sold in the top 7 cities of India in the first 9 months of 2025 were priced more than Rs 1 crore. Mumbai remained at the forefront in this race. Wealthy buyers are deliberately investing a large portion of their investment portfolio in expensive homes.
Big projects being built in Mumbai like new metro lines, coastal road and Mumbai Trans Harbor Link are changing the property market. Raheja says that people are buying houses there years before the start of these projects, so that they can get huge profits if the connectivity improves in future. This is exactly the same as when people buy shares of a company in advance in the hope of profit.
Lack of land is the biggest advantage
Like shares or gold, land in Mumbai cannot be increased. Land is limited here and it is very difficult to bring new projects. Due to this shortage, property prices in Mumbai always remain strong, which makes it the safest and best place for investment.
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Experts say that there is no dearth of home buyers in Mumbai. Employed people, businessmen, Indians living abroad and people who want to expand their houses keep coming here continuously. Even though the house may not be able to completely replace the stock market or gold, but now buyers are buying the house only after weighing it on the scales of risk, return and profit. Mumbai’s property market has now become a part of long-term investment beyond just a roof over one’s head.
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